Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Andperry ("we", "us", "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
This is a general template provided for informational purposes and does not constitute legal advice. Andperry recommends having this document reviewed by a qualified legal professional before relying on it, and adapting it to reflect your actual business practices and applicable jurisdiction.
1. Acceptance of Terms
By accessing this website, creating an account, or using any of the tools and content made available by Andperry, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of the website after changes are posted constitutes acceptance of the revised Terms.
2. Description of Service
Andperry provides an informational, AI-assisted portfolio analysis tool intended to help users review and better understand their own financial data. The tool and any associated outputs, summaries, projections, or visualisations are provided for general informational and educational purposes only.
Nothing presented through the website constitutes personalised financial, investment, tax, or legal advice. Andperry is not a registered investment advisor, broker-dealer, or financial institution, and no output from the service should be treated as a recommendation to buy, sell, or hold any particular security or financial product.
3. Eligibility and Account Responsibilities
You must be at least 18 years of age and legally capable of entering into a binding agreement to use this website. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.
4. Acceptable Use
When using our website, you agree not to:
- Use the service for any unlawful purpose or in violation of any applicable local, national, or international law;
- Attempt to reverse-engineer, decompile, or otherwise extract the underlying methodology or source code of any analytical tool provided;
- Upload or transmit any data you do not have the right to share, or any material containing viruses or malicious code;
- Interfere with or disrupt the integrity or performance of the website or its underlying infrastructure;
- Misrepresent your identity or impersonate any person or entity while using the service.
5. No Financial Advice Disclaimer
All content, analysis, projections, and materials provided by Andperry are generated for general informational purposes based on the data you provide and should not be relied upon as the sole basis for any financial decision. Past performance figures, illustrative scenarios, or projected outcomes referenced on this website are not guarantees of future results. You should consult a licensed, qualified financial or tax professional before making any decisions regarding your personal finances, investments, or retirement planning.
6. Intellectual Property
Unless otherwise stated, all content on this website, including text, graphics, logos, interface design, and underlying software, is the property of Andperry or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the website without our prior written consent.
7. User-Submitted Data
Any financial or personal data you submit to the website in order to receive an analysis remains subject to our Privacy Policy. You retain ownership of the data you submit, but you grant Andperry a limited licence to process that data solely for the purpose of providing the requested analysis and related service functionality.
8. Third-Party Links and Services
Our website may contain links to third-party websites or reference third-party tools that are not owned or controlled by Andperry. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any link does not imply endorsement.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Andperry and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or financial opportunity, arising out of or in connection with your use of, or inability to use, the website or any analysis provided, even if advised of the possibility of such damages.
The website and all associated tools are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
10. Indemnification
You agree to indemnify and hold harmless Andperry and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the website, your violation of these Terms, or your violation of any rights of a third party.
11. Termination
We reserve the right to suspend or terminate your access to the website, at our sole discretion and without prior notice, if we believe you have violated these Terms or engaged in conduct that may harm Andperry, other users, or third parties.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws applicable in the jurisdiction in which Andperry operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall otherwise remain in full force and effect.
14. Changes to These Terms
Andperry may revise these Terms periodically. Any changes will be posted on this page, and the "last updated" date will be amended accordingly. We encourage you to review these Terms periodically to stay informed of any updates.
15. Contact
If you have questions about these Terms, please reach out via the contact details provided on our Contact page.
This document is a general template and placeholder draft. It should be reviewed and customised by a qualified legal professional before being relied upon as a binding agreement.